No Interest Loan Scheme (NILS)

  1. About This Service

    The No Interest Loan Scheme (NILS) provides individuals and families on low incomes with access to safe, fair and affordable credit.

    Loan are between $300 and $1,200 for essential goods and services such as fridges, washing machines and medical procedures. Repayments are set up at an affordable amount over 12 to 18 months.

    Loans cannot be used for cash, bond, rent arrears, debt consolidation, holidays or bills.

      • Program Name

        No Interest Loan Scheme (NILS)

      • Service Address

        Wesley Footscray Outreach 310 Barkly Street Footscray, VIC, 3012
        Get directions

      • Phone

        03 9689 3515

      • Urgency Levels

        Direct Help, Some Help, Just Curious

      • Service Hours

        Wed - Fri 9:30AM-4:00PM

      • Eligibility Criteria

        Health Care Card holders or those earning less than $45,000 a year (after tax)

      • Service Type

        INDIVIDUAL

  2. No Interest Loan Scheme (NILS)